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H.R. 2183 119th Congress House

CFPB Dual Mandate and Economic Analysis Act

Official title: To amend the Consumer Financial Protection Act of 2010 to update the purpose of the Bureau of Consumer Financial Protection, and for other purposes.

Introduced: March 18, 2025 Introduced by: Tom Emmer Republican · Minnesota See on congress.gov
Finance and Financial Sector
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 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 18, 2025
Referred to the House Committee on Financial Services.
Mar 18, 2025
Introduced in House
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What's happening now March 18, 2025

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

CFPB Dual Mandate and Economic Analysis Act

This bill establishes the Office of Economic Analysis in the Consumer Financial Protection Bureau (CFPB). The office must review all proposed guidance, orders, rules, and regulations with respect to their impact on consumer choice, price, and access to credit products. The office must also continue to periodically review these materials and evaluate how well they address the problems that they were intended to address.

The CFPB must consider the office's evaluations and identify in each proposed rulemaking the problem to be solved by the rule or regulation and the metrics the CFPB will use to measure the success of the rule or regulation. These metrics must include a measurement of changes regarding consumer access to, and the cost of, consumer financial products and services.

Additionally, the bill revises the purpose of the CFPB to include strengthening private sector participation in markets, without government interference or subsidies, in order to increase competition and enhance consumer choice.

 Hearings & markups 2
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 17

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APA
U.S. Congress. (2026). H.R. 2183: CFPB Dual Mandate and Economic Analysis Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-2183/
MLA
"H.R. 2183: CFPB Dual Mandate and Economic Analysis Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-2183/.
Bluebook (legal)
H.R. 2183, 119th Cong. (2026), https://openamerica.io/bill/119-HR-2183/.
Markdown link
[H.R. 2183: CFPB Dual Mandate and Economic Analysis Act](https://openamerica.io/bill/119-HR-2183/)
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