H.R. 2152 119th Congress House

AI PLAN Act

Official title: To require a strategy to defend against the economic and national security risks posed by the use of artificial intelligence in the commission of financial cri… Show full official titleShow less

Official title: To require a strategy to defend against the economic and national security risks posed by the use of artificial intelligence in the commission of financial crimes, including fraud and the dissemination of misinformation, and for other purposes.

Introduced: March 14, 2025 Introduced by: Zachary Nunn Republican · Iowa See on congress.gov

Finance and Financial Sector Advanced technology and technological innovationsAdvisory bodiesComputers and information technologyData collection, sharing, protection

More subjectsShow fewer subjects

Digital mediaFraud offenses and financial crimesGovernment information and archivesGovernment studies and investigationsInternet, web applications, social media

Everywhere this bill has been 6 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jun 24, 2026

Placed on the Union Calendar, Calendar No. 615.

Jun 24, 2026

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-708.

May 13, 2026

Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.

May 13, 2026

Committee Consideration and Mark-up Session Held

Mar 14, 2025

Referred to the House Committee on Financial Services.

Mar 14, 2025

Introduced in House

Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

What's happening now June 24, 2026

Placed on the Union Calendar, Calendar No. 615.

Plain-English summary Congressional Research Service

Artificial Intelligence Practices, Logistics, Actions, and Necessities Act or the AI PLAN Act

This bill requires the Department of the Treasury, the Department of Homeland Security (DHS), and the Department of Commerce to submit a report on the risks posed by the use of artificial intelligence in the commission of financial crimes by adversarial actors.

The report must

describe interagency, intergovernmental, and public-private partnership activities, policies, and procedures to defend U.S. interests against the national and economic security risks posed by the use of artificial intelligence in the commission of financial crimes;
provide a list of readily available resources that can be immediately deployed by federal agencies to combat these risks, and
provide a list of resources needed by federal agencies to combat these risks.

Risks that must be considered by the report include deepfakes, voice cloning, foreign election interference, synthetic identities, false flags that disrupt market operations, AI-supported social engineering, and general digital fraud.

After submission of this report, Treasury, DHS, and Commerce must make recommendations for legislation and best practices for businesses and government entities to address these risks.

Hearings & markups 3

Various Measures
Markup May 13, 2026 · 10:00 AM EDT · Financial Services Committee
From Principles to Policy: Enabling 21st Century AI Innovation in Financial Services
Hearing Dec 10, 2025 · 10:00 AM EST · Financial Services Committee
Unlocking the Next Generation of AI in the U.S. Financial System for Consumers, Businesses, and Competitiveness
Hearing Sep 18, 2025 · 2:00 PM EDT · Digital Assets, Financial Technology, and Artificial Intelligence Subcommittee

Bill text 2 versions

Introduced in House Formatted Text PDF Formatted XML
Reported in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Financial Services Committee
House of Representatives

Lobbying activity 17

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

JPMORGAN CHASE HOLDINGS LLC
for JPMORGAN CHASE HOLDINGS LLC · New York · 3rd Quarter 2026 (July 1 - Sep 30)
NATIONAL MULTIFAMILY HOUSING COUNCIL, INC.
for NATIONAL MULTIFAMILY HOUSING COUNCIL INC · District of Columbia · 3rd Quarter 2026 (July 1 - Sep 30)
GOOGLE CLIENT SERVICES LLC
for GOOGLE CLIENT SERVICES LLC · District of Columbia · 3rd Quarter 2026 (July 1 - Sep 30)
AMERICAN FINTECH COUNCIL
for AMERICAN FINTECH COUNCIL · District of Columbia · 3rd Quarter 2026 (July 1 - Sep 30)
INDEPENDENT COMMUNITY BANKERS OF AMERICA
for INDEPENDENT COMMUNITY BANKERS OF AMERICA · District of Columbia · 3rd Quarter 2026 (July 1 - Sep 30)
EARLY WARNING SERVICES, LLC
for EARLY WARNING SERVICES, LLC · Arizona · 3rd Quarter 2026 (July 1 - Sep 30)

Bodies those filers lobbied

HOUSE OF REPRESENTATIVES
17 filings
SENATE
17 filings
Treasury, Dept of
11 filings
Executive Office of the President (EOP)
10 filings
Consumer Financial Protection Bureau (CFPB)
8 filings
Federal Housing Finance Agency (FHFA)
8 filings
Federal Reserve System
7 filings
Natl Economic Council (NEC)
7 filings

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

See all 17 filings →

Cosponsors 7