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H.R. 2130 119th Congress House

Tribal Trust Land Homeownership Act of 2025

Official title: To require the Bureau of Indian Affairs to process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines, and for other purposes.

Introduced: March 14, 2025 Introduced by: Dusty Johnson Republican · South Dakota See on congress.gov
Native Americans Congressional oversightGovernment information and archivesGovernment studies and investigationsHousing finance and home ownership
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Indian lands and resources rightsIntergovernmental relations
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 Everywhere this bill has been 9 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 23, 2026
Reported by the Committee on Natural Resources. H. Rept. 119-513.
Feb 23, 2026
Placed on the Union Calendar, Calendar No. 439.
Jan 22, 2026
Ordered to be Reported by Unanimous Consent.
Jan 22, 2026
Committee Consideration and Mark-up Session Held
Jan 22, 2026
Subcommittee on Indian and Insular Affairs Discharged
May 20, 2025
Subcommittee Hearings Held
May 13, 2025
Referred to the Subcommittee on Indian and Insular Affairs.
Mar 14, 2025
Referred to the House Committee on Natural Resources.
Mar 14, 2025
Introduced in House
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What's happening now February 23, 2026

Placed on the Union Calendar, Calendar No. 439.

 Plain-English summary Congressional Research Service

Tribal Trust Land Homeownership Act of 2025

This bill sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.

Additionally, the bill sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.

The bill also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.

The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.

Finally, the bill establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.

 Hearings & markups 2
 Related & companion bills 1
  • S 723 Identical bill Tribal Trust Land Homeownership Act of 2025
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 7
All 7 Democratic 3 Republican 4
R
Fedorchak, Julie
North Dakota · Feb 17, 2026
 R
Downing, Troy
Montana · Feb 11, 2026
 D
Davids, Sharice
Kansas · Feb 10, 2026
 D
Leger Fernandez, Teresa
New Mexico · Mar 21, 2025
 R
Cole, Tom
Oklahoma · Mar 14, 2025
 D
Neguse, Joe
Colorado · Mar 14, 2025
 R
Zinke, Ryan K.
Montana · Mar 14, 2025
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2130: Tribal Trust Land Homeownership Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-2130/
MLA
"H.R. 2130: Tribal Trust Land Homeownership Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-2130/.
Bluebook (legal)
H.R. 2130, 119th Cong. (2026), https://openamerica.io/bill/119-HR-2130/.
Markdown link
[H.R. 2130: Tribal Trust Land Homeownership Act of 2025](https://openamerica.io/bill/119-HR-2130/)
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