HELPER Act of 2025
Official title: To amend the National Housing Act to establish a mortgage insurance program for first responders, and for other purposes.
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Referred to the House Committee on Financial Services.
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025
This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
- Introduced in House Formatted Text PDF Formatted XML
- INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS
- WINNING STRATEGIES WASHINGTON
- STEPTOE LLP
- AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS
- NATIONAL FRATERNAL ORDER OF POLICE
- NATIONAL FRATERNAL ORDER OF POLICE
Bodies those filers lobbied
- SENATE
- HOUSE OF REPRESENTATIVES
- Justice, Dept of (DOJ)
- Homeland Security, Dept of (DHS)
- Labor, Dept of (DOL)
- White House Office
- Defense, Dept of (DOD)
- Executive Office of the President (EOP)
Cite this page
U.S. Congress. (2026). H.R. 2094: HELPER Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-2094/
"H.R. 2094: HELPER Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-2094/.
H.R. 2094, 119th Cong. (2026), https://openamerica.io/bill/119-HR-2094/.
[H.R. 2094: HELPER Act of 2025](https://openamerica.io/bill/119-HR-2094/)