Skip to main content
HR 2094 119th Congress House Finance and Financial Sector

HELPER Act of 2025

Introduced: March 14, 2025 Introduced by: Rutherford, John H. Republican · Florida See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 14, 2025
Referred to the House Committee on Financial Services.
Mar 14, 2025
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025

This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.

What's happening now March 14, 2025

Referred to the House Committee on Financial Services.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 44

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

See all 44 filings →
 Cosponsors 144
D
Carter, Troy A.
Louisiana · Jun 29, 2026
D
Kennedy, Timothy M.
New York · Jun 29, 2026
R
Carey, Mike
Ohio · Jun 24, 2026
D
Espaillat, Adriano
New York · Jun 24, 2026
D
Grijalva, Adelita S.
Arizona · Jun 24, 2026
D
Lynch, Stephen F.
Massachusetts · Jun 24, 2026
D
McClellan, Jennifer L.
Virginia · Jun 24, 2026
R
Miller, Max L.
Ohio · Jun 24, 2026
D
Smith, Adam
Washington · Jun 24, 2026
D
Whitesides, George
California · Jun 24, 2026
R
Calvert, Ken
California · May 20, 2026
D
Larsen, Rick
Washington · May 20, 2026
D
Lofgren, Zoe
California · May 15, 2026
D
Gray, Adam
California · May 13, 2026
D
Thanedar, Shri
Michigan · May 13, 2026
D
Titus, Dina
Nevada · May 13, 2026
D
Vargas, Juan
California · May 13, 2026
D
Boyle, Brendan F.
Pennsylvania · Apr 27, 2026
D
Meng, Grace
New York · Apr 27, 2026
D
Mfume, Kweisi
Maryland · Apr 27, 2026
D
Pou, Nellie
New Jersey · Apr 27, 2026
D
Clarke, Yvette D.
New York · Apr 14, 2026
D
Khanna, Ro
California · Apr 14, 2026
D
Mannion, John W.
New York · Apr 14, 2026
R
Rogers, Mike D.
Alabama · Apr 14, 2026
D
Sánchez, Linda T.
California · Apr 14, 2026
D
Sherman, Brad
California · Apr 14, 2026
R
Bresnahan, Robert P.
Pennsylvania · Feb 24, 2026
D
DeSaulnier, Mark
California · Feb 24, 2026
R
LaLota, Nick
New York · Feb 24, 2026
R
Tenney, Claudia
New York · Feb 24, 2026
D
Chu, Judy
California · Feb 10, 2026
D
Elfreth, Sarah
Maryland · Feb 10, 2026
R
Donalds, Byron
Florida · Feb 2, 2026
R
Joyce, John
Pennsylvania · Feb 2, 2026
R
Lawler, Michael
New York · Feb 2, 2026
R
Lee, Laurel M.
Florida · Feb 2, 2026
R
Amodei, Mark E.
Nevada · Jan 22, 2026
R
Ellzey, Jake
Texas · Jan 22, 2026
R
Franklin, Scott
Florida · Jan 21, 2026
D
Dean, Madeleine
Pennsylvania · Jan 7, 2026
D
Riley, Josh
New York · Dec 17, 2025
D
Vasquez, Gabe
New Mexico · Dec 17, 2025
D
Sorensen, Eric
Illinois · Dec 16, 2025
R
Messmer, Mark B.
Indiana · Dec 5, 2025
D
Gillen, Laura
New York · Nov 17, 2025
D
Fields, Cleo
Louisiana · Oct 28, 2025
D
Garcia, Robert
California · Oct 28, 2025
R
Gonzales, Tony
Texas · Oct 17, 2025
D
Morelle, Joseph D.
New York · Oct 17, 2025
Page 1 of 3 Next
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2094: HELPER Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-2094/
MLA
"H.R. 2094: HELPER Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-2094/.
Bluebook (legal)
H.R. 2094, 119th Cong. (2026), https://openamerica.io/bill/119-HR-2094/.
Markdown link
[H.R. 2094: HELPER Act of 2025](https://openamerica.io/bill/119-HR-2094/)
Report a problem