HR 1900 119th Congress House Finance and Financial Sector Banking and financial institutions regulation Business records Corporate finance and management

Bank Failure Prevention Act of 2025

Introduced: March 6, 2025 Introduced by: Barr, Andy Republican · Kentucky See on congress.gov

Everywhere this bill has been 6 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jun 4, 2025

Placed on the Union Calendar, Calendar No. 101.

Jun 4, 2025

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.

May 21, 2025

Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 21.

May 21, 2025

Committee Consideration and Mark-up Session Held

Mar 6, 2025

Referred to the House Committee on Financial Services.

Mar 6, 2025

Introduced in House

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Plain-English summary Congressional Research Service

Bank Failure Prevention Act of 2025

This bill revises the Federal Reserve Board’s review process of merger and acquisition applications for bank holding companies.

Specifically, the board must notify the applicant within a certain time period regarding whether the application is complete or if additional information is required. The board must grant or deny such an application no later than 90 days after submission, regardless of whether the application was deemed complete. (Currently, the board must grant or deny an application no later than 90 days after receipt of a complete application.)

In addition, the board is prohibited from basing such application determinations on information provided by third parties.

What's happening now June 4, 2025

Placed on the Union Calendar, Calendar No. 101.

Hearings & markups 1

Various Measures
Markup May 20, 2025 · 10:00 AM EDT · Financial Services Committee

Related & companion bills 1

Bill text 2 versions

Introduced in House Formatted Text PDF Formatted XML
Reported in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Financial Services Committee
House of Representatives

Lobbying activity 17

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

CHAMBER OF COMMERCE OF THE U.S.A.
for CHAMBER OF COMMERCE OF THE U.S.A. · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
AMERICAN BANKERS ASSOCIATION
for AMERICAN BANKERS ASSOCIATION · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
CHAMBER OF COMMERCE OF THE U.S.A.
for CHAMBER OF COMMERCE OF THE U.S.A. · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
THE MADISON GROUP
for FIRST-CITIZENS BANK & TRUST COMPANY · North Carolina · 1st Quarter (Jan 1 - Mar 31) 2026
CHAMBER OF COMMERCE OF THE U.S.A.
for CHAMBER OF COMMERCE OF THE U.S.A. · District of Columbia · 4th Quarter (Oct 1 - Dec 31) 2025
AMERICAN BANKERS ASSOCIATION
for AMERICAN BANKERS ASSOCIATION · District of Columbia · 4th Quarter (Oct 1 - Dec 31) 2025

See all 17 filings →

Cosponsors 3

Sessions, Pete

Texas · May 19, 2025

Meuser, Daniel

Pennsylvania · May 8, 2025

Fitzgerald, Scott

Wisconsin · Mar 6, 2025

Cite this page click to expand

APA

U.S. Congress. (2026). H.R. 1900: Bank Failure Prevention Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-1900/

MLA

"H.R. 1900: Bank Failure Prevention Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-1900/.

Bluebook (legal)

H.R. 1900, 119th Cong. (2026), https://openamerica.io/bill/119-HR-1900/.

Markdown link

[H.R. 1900: Bank Failure Prevention Act of 2025](https://openamerica.io/bill/119-HR-1900/)