Bank Failure Prevention Act of 2025
Official title: To specify when the record is complete on certain acquisition applications related to depository institution holding companies, and for other purposes.
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Placed on the Union Calendar, Calendar No. 101.
Bank Failure Prevention Act of 2025
This bill revises the Federal Reserve Board’s review process of merger and acquisition applications for bank holding companies.
Specifically, the board must notify the applicant within a certain time period regarding whether the application is complete or if additional information is required. The board must grant or deny such an application no later than 90 days after submission, regardless of whether the application was deemed complete. (Currently, the board must grant or deny an application no later than 90 days after receipt of a complete application.)
In addition, the board is prohibited from basing such application determinations on information provided by third parties.
- Introduced in House Formatted Text PDF Formatted XML
- Reported in House Formatted Text PDF Formatted XML
- AMERICAN BANKERS ASSOCIATION
- THE MADISON GROUP
- AMERICAN BANKERS ASSOCIATION
- THE MADISON GROUP
- CHAMBER OF COMMERCE OF THE U.S.A.
- AMERICAN BANKERS ASSOCIATION
Bodies those filers lobbied
- HOUSE OF REPRESENTATIVES
- SENATE
- Federal Reserve System
- Treasury, Dept of
- White House Office
- Consumer Financial Protection Bureau (CFPB)
- Agriculture, Dept of (USDA)
- Army, Dept of (Corps of Engineers)
Cite this page
U.S. Congress. (2026). H.R. 1900: Bank Failure Prevention Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-1900/
"H.R. 1900: Bank Failure Prevention Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-1900/.
H.R. 1900, 119th Cong. (2026), https://openamerica.io/bill/119-HR-1900/.
[H.R. 1900: Bank Failure Prevention Act of 2025](https://openamerica.io/bill/119-HR-1900/)