HR 1803
119th Congress
House
Armed Forces and National Security
Administrative law and regulatory procedures
Cooperative and condominium housing
Department of Veterans Affairs
Government lending and loan guarantees
Marketing and advertising
User charges and fees
Veterans' loans, housing, homeless programs
Fair Access to Co-ops for Veterans Act of 2025
Everywhere this bill has been
6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 24, 2026
Forwarded by Subcommittee to Full Committee by Voice Vote.
Feb 24, 2026
Subcommittee Consideration and Mark-up Session Held
Mar 11, 2025
Subcommittee Hearings Held
Mar 10, 2025
Referred to the Subcommittee on Economic Opportunity.
Mar 3, 2025
Referred to the House Committee on Veterans' Affairs.
Mar 3, 2025
Introduced in House
Plain-English summary
Fair Access to Co-ops for Veterans Act of 2025
This bill revives and makes permanent the authority of the Department of Veterans Affairs (VA) home loan guarantee program to guarantee loans for a veteran’s purchase of stock or membership in a cooperative housing corporation (i.e., co-op) for the purpose of entitling the veteran to occupy a single family residential unit.
For purposes of the administration of such loans, the bill
- establishes a fee rate of the usual fee plus 3.25% of the total amount of the loan,
- treats such cooperative housing units as residential property for purposes of imposing restrictions and liabilities, and
- guarantees up to 25% of the amount of the loan for loans exceeding $144,000.
Additionally, the bill requires the VA to advertise the availability of loan guarantees for cooperative housing unit loans, including by issuing guidance and notifying eligible veterans.
What's happening now
Forwarded by Subcommittee to Full Committee by Voice Vote.
Committees of jurisdiction
2