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H.R. 1803 119th Congress House

Fair Access to Co-ops for Veterans Act of 2025

Official title: To amend title 38, United States Code, to provide for the improvement of the Department of Veterans Affairs loan guarantee for purchase of residential cooperat… Show full official titleShow less

Official title: To amend title 38, United States Code, to provide for the improvement of the Department of Veterans Affairs loan guarantee for purchase of residential cooperative housing units, and for other purposes.

Introduced: March 3, 2025 Introduced by: Grace Meng Democratic · New York See on congress.gov
Armed Forces and National Security Administrative law and regulatory proceduresCooperative and condominium housingDepartment of Veterans AffairsGovernment lending and loan guarantees
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Marketing and advertisingUser charges and feesVeterans' loans, housing, homeless programs
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 Everywhere this bill has been 6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 24, 2026
Subcommittee Consideration and Mark-up Session Held
Feb 24, 2026
Forwarded by Subcommittee to Full Committee by Voice Vote.
Mar 11, 2025
Subcommittee Hearings Held
Mar 10, 2025
Referred to the Subcommittee on Economic Opportunity.
Mar 3, 2025
Introduced in House
Mar 3, 2025
Referred to the House Committee on Veterans' Affairs.
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What's happening now February 24, 2026

Forwarded by Subcommittee to Full Committee by Voice Vote.

 Plain-English summary Congressional Research Service

Fair Access to Co-ops for Veterans Act of 2025

This bill revives and makes permanent the authority of the Department of Veterans Affairs (VA) home loan guarantee program to guarantee loans for a veteran’s purchase of stock or membership in a cooperative housing corporation (i.e., co-op) for the purpose of entitling the veteran to occupy a single family residential unit.

For purposes of the administration of such loans, the bill

  • establishes a fee rate of the usual fee plus 3.25% of the total amount of the loan,
  • treats such cooperative housing units as residential property for purposes of imposing restrictions and liabilities, and
  • guarantees up to 25% of the amount of the loan for loans exceeding $144,000. 

Additionally, the bill requires the VA to advertise the availability of loan guarantees for cooperative housing unit loans, including by issuing guidance and notifying eligible veterans.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Lobbying activity 17

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

See all 17 filings →
 Cosponsors 4
All 4 Democratic 2 Republican 2
D
Kennedy, Timothy M.
New York · Feb 24, 2026
 D
Cohen, Steve
Tennessee · Oct 10, 2025
 R
Fitzpatrick, Brian K.
Pennsylvania · May 7, 2025
 R
Malliotakis, Nicole
New York · Mar 3, 2025
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1803: Fair Access to Co-ops for Veterans Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-1803/
MLA
"H.R. 1803: Fair Access to Co-ops for Veterans Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-1803/.
Bluebook (legal)
H.R. 1803, 119th Cong. (2026), https://openamerica.io/bill/119-HR-1803/.
Markdown link
[H.R. 1803: Fair Access to Co-ops for Veterans Act of 2025](https://openamerica.io/bill/119-HR-1803/)
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