Affordable PLUS Repayment Options for Parents Act of 2025
Official title: To amend the Higher Education Act of 1965 to allow borrowers of Parent PLUS loans or loans under section 428B made on behalf of a dependent student to repay su… Show full official titleShow less
Official title: To amend the Higher Education Act of 1965 to allow borrowers of Parent PLUS loans or loans under section 428B made on behalf of a dependent student to repay such loans pursuant to an income-contingent repayment plan or income-based repayment plan, and for other purposes.
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Referred to the House Committee on Education and Workforce.
Affordable PLUS Repayment Options for Parents Act of 2025
This bill allows borrowers of Parent PLUS Loans to repay their loans under an income-contingent repayment (ICR) plan or an income-based repayment (IBR) plan.
Under current law, borrowers of Parent PLUS Loans are only eligible for the following repayment plans: the standard repayment plan, the graduated repayment plan, and the extended repayment plan. These borrowers are generally prohibited from repaying their loans under ICR or IBR plans. However, borrowers may become eligible for the ICR plan upon consolidation of their loans into a Direct Consolidation Loan. This bill removes these restrictions to allow a borrower of a Parent PLUS Loan to repay the loan under an ICR plan (even without consolidation) or an IBR plan.
The bill allows these expanded repayment options to be available to new and existing borrowers of Parent PLUS Loans.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 1759: Affordable PLUS Repayment Options for Parents Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-1759/
"H.R. 1759: Affordable PLUS Repayment Options for Parents Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-1759/.
H.R. 1759, 119th Cong. (2026), https://openamerica.io/bill/119-HR-1759/.
[H.R. 1759: Affordable PLUS Repayment Options for Parents Act of 2025](https://openamerica.io/bill/119-HR-1759/)