Investing in Rural America Act of 2025
Official title: To amend the Farm Credit Act of 1971 to provide support for facilities providing healthcare, education, child care, public safety, and other vital services in rural areas.
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Referred to the Subcommittee on Commodity Markets, Digital Assets, and Rural Development.
Investing in Rural America Act of 2025
This bill allows Farm Credit System (FCS) institutions to make and participate in loans and commitments (and extend other technical and financial assistance) for essential community facility projects as part of the Department of Agriculture's Community Facilities Direct Loan & Grant Program. This program provides funding to develop essential community facilities in rural areas.
The FCS financing and technical assistance may be provided in order to make capital available to develop, build, maintain, improve, or provide related equipment or other support for essential community facilities in rural communities (e.g., certain facilities that provide healthcare, community support, public safety, educational, or utility services).
Under the bill, the financing provided by an FCS institution may not exceed 15% of the total of all outstanding loans of the institution. Further, an FCS institution must (1) offer at least one non-FCS lending institution an interest in the financing under reasonable terms and conditions acceptable to the borrower, and (2) report the offer to the Farm Credit Administration (FCA).
The FCA must submit an annual report to Congress on the activities undertaken by FCS institutions under this bill, including through the partnerships between FCS institutions and other lending institutions. The FCA must post the report on the administration's website.
- Introduced in House Formatted Text PDF Formatted XML
- FARM CREDIT COUNCIL
- TWENTY-FIRST CENTURY GROUP, INC.
- CORNERSTONE GOVERNMENT AFFAIRS, INC.
- AMERICAN PSYCHOLOGICAL ASSOCIATION SERVICES INC.(FKA AMERICAN PSYCHOLOGICAL ASSN
- COBANK, ACB
- FARM CREDIT BANK OF TEXAS
Bodies those filers lobbied
- HOUSE OF REPRESENTATIVES
- SENATE
- Agriculture, Dept of (USDA)
- Farm Credit Administration
- Federal Communications Commission (FCC)
- U.S. Trade Representative (USTR)
- Defense, Dept of (DOD)
- Food & Drug Administration (FDA)
Cite this page
U.S. Congress. (2026). H.R. 1246: Investing in Rural America Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-1246/
"H.R. 1246: Investing in Rural America Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-1246/.
H.R. 1246, 119th Cong. (2026), https://openamerica.io/bill/119-HR-1246/.
[H.R. 1246: Investing in Rural America Act of 2025](https://openamerica.io/bill/119-HR-1246/)