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S 887 118th Congress Senate Finance and Financial Sector

A bill to amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, and for other purposes.

Introduced: March 21, 2023 Introduced by: Cruz, Ted Republican · Texas See on congress.gov
This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 21, 2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Mar 21, 2023
Introduced in Senate
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 Plain-English summary Congressional Research Service

This bill prohibits a Federal Reserve bank from offering products or services directly to an individual, maintaining an account on behalf of an individual, or issuing a central bank digital currency directly to an individual.

What's happening now March 21, 2023

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 887: A bill to amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, and for other purposes.. 118th Congress. Open America. https://openamerica.io/bill/118-S-887/
MLA
"S. 887: A bill to amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, and for other purposes.." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-S-887/.
Bluebook (legal)
S. 887, 118th Cong. (2026), https://openamerica.io/bill/118-S-887/.
Markdown link
[S. 887: A bill to amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, and for other purposes.](https://openamerica.io/bill/118-S-887/)
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