Skip to main content
S. 4686 118th Congress Senate

Transparency in Student Lending Act

Official title: A bill to amend the Higher Education Act of 1965 to require the disclosure of the annual percentage rates applicable to Federal student loans.

Introduced: July 11, 2024 Introduced by: John Barrasso Republican · Wyoming See on congress.gov
Education Higher educationInterest, dividends, interest ratesStudent aid and college costs
Sign in to write a letter Sign in to watch
This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 17, 2024
Committee on Banking, Housing, and Urban Affairs Subcommittee on Financial Institutions and Consumer Protection. Hearings held. With printed Hearing: S.Hrg. 118-744.
Jul 11, 2024
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Jul 11, 2024
Introduced in Senate
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action September 17, 2024

Committee on Banking, Housing, and Urban Affairs Subcommittee on Financial Institutions and Consumer Protection. Hearings held. With printed Hearing: S.Hrg. 118-744.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 1
All 1 Republican 1
R
Lummis, Cynthia M.
Wyoming · Jul 11, 2024
Cite this page click to expand
APA
U.S. Congress. (2026). S. 4686: Transparency in Student Lending Act. 118th Congress. Open America. https://openamerica.io/bill/118-S-4686/
MLA
"S. 4686: Transparency in Student Lending Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-S-4686/.
Bluebook (legal)
S. 4686, 118th Cong. (2026), https://openamerica.io/bill/118-S-4686/.
Markdown link
[S. 4686: Transparency in Student Lending Act](https://openamerica.io/bill/118-S-4686/)
Report a problem