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S. 3801 118th Congress Senate

CBDC Anti-Surveillance State Act

Official title: A bill to amend the Federal Reserve Act to prohibit the Federal Reserve banks from offering certain products or services directly to an individual, to prohibit… Show full official titleShow less

Official title: A bill to amend the Federal Reserve Act to prohibit the Federal Reserve banks from offering certain products or services directly to an individual, to prohibit the use of central bank digital currency for monetary policy, and for other purposes.

Introduced: July 30, 2024 Introduced by: Ted Cruz Republican · Texas See on congress.gov
Finance and Financial Sector
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 26, 2024
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Feb 26, 2024
Introduced in Senate
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 Latest action February 26, 2024

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

CBDC Anti-Surveillance State Act

This bill prohibits a Federal Reserve bank from offering products or services directly to an individual, maintaining an account on behalf of an individual, or issuing a central bank digital currency (i.e., a digital dollar) directly or indirectly to an individual. Further, The Board of Governors of the Federal Reserve System is prohibited from using a central bank digital currency to implement monetary policy or from issuing a central bank digital currency.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 8
All 8 Republican 8
R
Schmitt, Eric
Missouri · Jul 30, 2024
 R
Marshall, Roger
Kansas · Mar 5, 2024
 R
Hyde-Smith, Cindy
Mississippi · Feb 28, 2024
 R
Britt, Katie Boyd
Alabama · Feb 27, 2024
 R
Budd, Ted
North Carolina · Feb 26, 2024
 R
Cramer, Kevin
North Dakota · Feb 26, 2024
 R
Hagerty, Bill
Tennessee · Feb 26, 2024
 R
Scott, Rick
Florida · Feb 26, 2024
Cite this page click to expand
APA
U.S. Congress. (2026). S. 3801: CBDC Anti-Surveillance State Act. 118th Congress. Open America. https://openamerica.io/bill/118-S-3801/
MLA
"S. 3801: CBDC Anti-Surveillance State Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-S-3801/.
Bluebook (legal)
S. 3801, 118th Cong. (2026), https://openamerica.io/bill/118-S-3801/.
Markdown link
[S. 3801: CBDC Anti-Surveillance State Act](https://openamerica.io/bill/118-S-3801/)
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