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S. 3153 118th Congress Senate

Emergency Advance Payments Modernization Act

Official title: A bill to amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National … Show full official titleShow less

Official title: A bill to amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes.

Introduced: October 26, 2023 Introduced by: John Kennedy Republican · Louisiana See on congress.gov
Finance and Financial Sector
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 26, 2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Oct 26, 2023
Introduced in Senate
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 Latest action October 26, 2023

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Emergency Advance Payments Modernization Act

This bill requires the Federal Emergency Management Agency (FEMA) to establish a pilot program to enhance the delivery of advance payments made through the National Flood Insurance Program (NFIP). FEMA provides advance payment of NFIP insurance claims to certain policyholders who provide documentation before an adjustor inspection. Under the bill, FEMA must use real-time, rapid-monitoring data, including remote sensing data, to increase the speed and amount of such payments. The bill also allows FEMA to use amounts in the National Flood Insurance Fund to forgive any amounts overpaid to a policyholder under the pilot program.

 Related & companion bills 1
  • HR 6082 Identical bill Emergency Advance Payments Modernization Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 3153: Emergency Advance Payments Modernization Act. 118th Congress. Open America. https://openamerica.io/bill/118-S-3153/
MLA
"S. 3153: Emergency Advance Payments Modernization Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-S-3153/.
Bluebook (legal)
S. 3153, 118th Cong. (2026), https://openamerica.io/bill/118-S-3153/.
Markdown link
[S. 3153: Emergency Advance Payments Modernization Act](https://openamerica.io/bill/118-S-3153/)
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