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S. 3103 118th Congress Senate

Medical Debt Relief Act of 2023

Official title: A bill to amend the Fair Credit Reporting Act to prohibit the inclusion of medical debt on a consumer report, and for other purposes.

Introduced: October 19, 2023 Introduced by: Jeff Merkley Democratic · Oregon See on congress.gov
Finance and Financial Sector
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 19, 2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Oct 19, 2023
Introduced in Senate
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 Latest action October 19, 2023

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Medical Debt Relief Act of 2023

This bill prohibits consumer reporting agencies from including medical debt on a consumer report (i.e., credit report). In addition, the Consumer Financial Protection Bureau must amend regulations to prohibit creditors from obtaining or using medical debt information when considering whether to extend credit to a consumer. 

 Related & companion bills 1
  • HR 6003 Identical bill Medical Debt Relief Act of 2023
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 3
All 3 Democratic 3
D
Van Hollen, Chris
Maryland · Oct 24, 2023
 D
Blumenthal, Richard
Connecticut · Oct 19, 2023
 D
Fetterman, John
Pennsylvania · Oct 19, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). S. 3103: Medical Debt Relief Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-S-3103/
MLA
"S. 3103: Medical Debt Relief Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-S-3103/.
Bluebook (legal)
S. 3103, 118th Cong. (2026), https://openamerica.io/bill/118-S-3103/.
Markdown link
[S. 3103: Medical Debt Relief Act of 2023](https://openamerica.io/bill/118-S-3103/)
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