REAL Health Providers Act
Official title: A bill to amend title XVIII of the Social Security Act to establish provider directory requirements, and to provide accountability for provider director accuracy, under Medicare Advantage.
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Read twice and referred to the Committee on Finance.
Requiring Enhanced & Accurate Lists of Health Providers Act or the REAL Health Providers Act
This bill requires Medicare Advantage (MA) organizations to maintain directories of in-network providers and continually ensure their accuracy.
Specifically, MA organizations must publish on their websites an accurate directory of in-network providers and regularly update these directories. The bill additionally specifies that if a provider is listed as in-network in this directory when a beneficiary selects and makes an appointment with the provider, but the provider is not actually in-network, the beneficiary is still only responsible for paying in-network cost-sharing requirements.
MA organizations must annually evaluate and report on the accuracy of their directories; the Centers for Medicare & Medicaid Services and MA organizations must publish this information on their websites. The bill provides funds for these purposes.
The Government Accountability Office must report on the bill's implementation.
- Introduced in Senate Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). S. 3059: REAL Health Providers Act. 118th Congress. Open America. https://openamerica.io/bill/118-S-3059/
"S. 3059: REAL Health Providers Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-S-3059/.
S. 3059, 118th Cong. (2026), https://openamerica.io/bill/118-S-3059/.
[S. 3059: REAL Health Providers Act](https://openamerica.io/bill/118-S-3059/)