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S. 2396 118th Congress Senate

Fair Debt Collection Practices for Servicemembers Act

Official title: A bill to provide enhanced protection against debt collector harassment of members of the Armed Forces.

Introduced: July 19, 2023 Introduced by: Raphael G. Warnock Democratic · Georgia See on congress.gov
Finance and Financial Sector
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 19, 2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jul 19, 2023
Introduced in Senate
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 Latest action July 19, 2023

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Fair Debt Collection Practices for Servicemembers Act

This bill prohibits a debt collector from threatening a service member with a reduction of rank, revocation of their security clearance, or military prosecution in the course of collecting a debt. The Government Accountability Office must report on the impact of this prohibition on the timely delivery of information to service members, military readiness, and national security.

 Related & companion bills 3
  • HR 5674 Fair Debt Collection Practices for Servicemembers Act
  • HR 2670 National Defense Authorization Act for Fiscal Year 2024
  • S 2226 National Defense Authorization Act for Fiscal Year 2024
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 4
All 4 Republican 4
R
Lummis, Cynthia M.
Wyoming · Jul 25, 2023
 R
Tillis, Thomas
North Carolina · Jul 25, 2023
 R
Budd, Ted
North Carolina · Jul 19, 2023
 R
Cornyn, John
Texas · Jul 19, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). S. 2396: Fair Debt Collection Practices for Servicemembers Act. 118th Congress. Open America. https://openamerica.io/bill/118-S-2396/
MLA
"S. 2396: Fair Debt Collection Practices for Servicemembers Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-S-2396/.
Bluebook (legal)
S. 2396, 118th Cong. (2026), https://openamerica.io/bill/118-S-2396/.
Markdown link
[S. 2396: Fair Debt Collection Practices for Servicemembers Act](https://openamerica.io/bill/118-S-2396/)
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