S. 1938 118th Congress Senate

Middle Class Mortgage Insurance Premium Act of 2023

Official title: A bill to amend the Internal Revenue Code of 1986 to increase the income cap with respect to the mortgage insurance premium deduction, and to make such deduction permanent.

Introduced: June 13, 2023 Introduced by: Margaret Wood Hassan Democratic · New Hampshire See on congress.gov

Taxation

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jun 13, 2023

Read twice and referred to the Committee on Finance.

Jun 13, 2023

Introduced in Senate

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Latest action June 13, 2023

Read twice and referred to the Committee on Finance.

Plain-English summary Congressional Research Service

Middle Class Mortgage Insurance Premium Act of 2023

This bill increases the adjusted gross income threshold for the phaseout of the mortgage insurance premium tax deduction and makes such deduction permanent.

Related & companion bills 2

Bill text 1 version

Introduced in Senate Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Finance Committee
Senate

Lobbying activity 3

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

FEDERAL HALL POLICY ADVISORS, LLC
for U.S. MORTGAGE INSURERS · District of Columbia · 2nd Quarter 2025 (Apr 1 - June 30)
FEDERAL HALL POLICY ADVISORS, LLC
for U.S. MORTGAGE INSURERS · District of Columbia · 2nd Quarter 2025 (Apr 1 - June 30)
FEDERAL HALL POLICY ADVISORS, LLC
for U.S. MORTGAGE INSURERS · District of Columbia · 2nd Quarter 2025 (Apr 1 - June 30)

Bodies those filers lobbied

HOUSE OF REPRESENTATIVES
3 filings
SENATE
3 filings

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

Cosponsors 1

Tillis, Thomas

North Carolina · Jun 13, 2023

Cite this page click to expand

APA

U.S. Congress. (2026). S. 1938: Middle Class Mortgage Insurance Premium Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-S-1938/

MLA

"S. 1938: Middle Class Mortgage Insurance Premium Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-S-1938/.

Bluebook (legal)

S. 1938, 118th Cong. (2026), https://openamerica.io/bill/118-S-1938/.

Markdown link

[S. 1938: Middle Class Mortgage Insurance Premium Act of 2023](https://openamerica.io/bill/118-S-1938/)