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S 1934 118th Congress Senate Finance and Financial Sector

Empowering States' Rights To Protect Consumers Act of 2023

Introduced: June 13, 2023 Introduced by: Whitehouse, Sheldon Democratic · Rhode Island See on congress.gov
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 13, 2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jun 13, 2023
Introduced in Senate
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 Plain-English summary Congressional Research Service

Empowering States' Rights To Protect Consumers Act of 2023

This bill limits the annual percentage rate applicable to any consumer credit transaction (other than a residential mortgage transaction), including any associated fees, to the maximum rate permitted by the laws of the state in which the consumer resides.

What's happening now June 13, 2023

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 4
All 4 Democratic 3 Independent 1
D
Merkley, Jeff
Oregon · Jun 13, 2023
 D
Reed, Jack
Rhode Island · Jun 13, 2023
 I
Sanders, Bernard
Vermont · Jun 13, 2023
 D
Warren, Elizabeth
Massachusetts · Jun 13, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). S. 1934: Empowering States' Rights To Protect Consumers Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-S-1934/
MLA
"S. 1934: Empowering States' Rights To Protect Consumers Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-S-1934/.
Bluebook (legal)
S. 1934, 118th Cong. (2026), https://openamerica.io/bill/118-S-1934/.
Markdown link
[S. 1934: Empowering States' Rights To Protect Consumers Act of 2023](https://openamerica.io/bill/118-S-1934/)
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