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S 1934 118th Congress Senate Finance and Financial Sector

Empowering States' Rights To Protect Consumers Act of 2023

Introduced: June 13, 2023 Introduced by: Whitehouse, Sheldon Democratic · Rhode Island See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 13, 2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jun 13, 2023
Introduced in Senate
 Plain-English summary Congressional Research Service

Empowering States' Rights To Protect Consumers Act of 2023

This bill limits the annual percentage rate applicable to any consumer credit transaction (other than a residential mortgage transaction), including any associated fees, to the maximum rate permitted by the laws of the state in which the consumer resides.

What's happening now June 13, 2023

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Committees of jurisdiction 1