HELPER Act of 2023
Official title: A bill to amend the National Housing Act to establish a mortgage insurance program for first responders, and for other purposes.
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Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-548.
Homes for Every Local Protector, Educator, and Responder Act of 2023 or the HELPER Act of 2023
This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
- Introduced in Senate Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). S. 1514: HELPER Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-S-1514/
"S. 1514: HELPER Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-S-1514/.
S. 1514, 118th Cong. (2026), https://openamerica.io/bill/118-S-1514/.
[S. 1514: HELPER Act of 2023](https://openamerica.io/bill/118-S-1514/)