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HR 7515 118th Congress House Finance and Financial Sector

Protecting Native Americans’ Credit Act of 2024

Introduced: May 21, 2024 Introduced by: Johnson, Dusty Republican · South Dakota See on congress.gov
This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 1, 2024
Referred to the House Committee on Financial Services.
Mar 1, 2024
Introduced in House
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 Plain-English summary Congressional Research Service

Protecting Native Americans’ Credit Act of 2024

This bill excludes specified medical debt incurred by Native Americans from credit reports.

The bill applies to medical debt related to treatment authorized by an Indian Health Service facility and performed at a non-Indian Health Service facility and medical debt wrongfully charged by the Department of Health and Human Services. This type of debt must be excluded from a credit report if the medical debt was incurred as a result of services received in the last year or if the debt has been fully paid or settled. 

The bill also establishes a dispute process for such debt.

What's happening now March 1, 2024

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 7515: Protecting Native Americans’ Credit Act of 2024. 118th Congress. Open America. https://openamerica.io/bill/118-HR-7515/
MLA
"H.R. 7515: Protecting Native Americans’ Credit Act of 2024." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-7515/.
Bluebook (legal)
H.R. 7515, 118th Cong. (2026), https://openamerica.io/bill/118-HR-7515/.
Markdown link
[H.R. 7515: Protecting Native Americans’ Credit Act of 2024](https://openamerica.io/bill/118-HR-7515/)
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