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HR 5039 118th Congress House Finance and Financial Sector

Payments Modernization Act of 2023

Introduced: July 27, 2023 Introduced by: Pressley, Ayanna Democratic · Massachusetts See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 27, 2023
Referred to the House Committee on Financial Services.
Jul 27, 2023
Introduced in House
 Plain-English summary Congressional Research Service

Payments Modernization Act of 2023

This bill requires depository institutions to make deposits available for withdrawal in real time. Under current law, deposits must be made available according to specified schedules based on the type of deposit. 

The Government Accountability Office must publish a study on the impact payment delays have on disadvantaged communities. 

What's happening now July 27, 2023

Referred to the House Committee on Financial Services.

 Committees of jurisdiction 1