RING Act of 2023
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 19, 2023
Referred to the House Committee on Financial Services.
Jul 19, 2023
Introduced in House
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Plain-English summary
Reporting Instances of Non-authorized Grift Act of 2023 or the RING Act of 2023
This bill requires creditors to establish a hotline for assisting consumers who are 50 years of age or older to resolve billing errors and mitigate fraud. Consumers who call the hotline must have the option to receive assistance from a live English- or Spanish-speaking individual and not from an automated system.
What's happening now
Referred to the House Committee on Financial Services.
Bill text
1 version
- Introduced in House Formatted Text PDF Formatted XML
Committees of jurisdiction
1
Cite this page
U.S. Congress. (2026). H.R. 4743: RING Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-HR-4743/
"H.R. 4743: RING Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-4743/.
H.R. 4743, 118th Cong. (2026), https://openamerica.io/bill/118-HR-4743/.
[H.R. 4743: RING Act of 2023](https://openamerica.io/bill/118-HR-4743/)