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H.R. 4686 118th Congress House

Flood Insurance Affordability Act

Official title: To establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the F… Show full official titleShow less

Official title: To establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes.

Introduced: July 17, 2023 Introduced by: Anna Paulina Luna Republican · Florida See on congress.gov
This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 17, 2023
Referred to the House Committee on Financial Services.
Jul 17, 2023
Introduced in House
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 Latest action July 17, 2023

Referred to the House Committee on Financial Services.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4686: Flood Insurance Affordability Act. 118th Congress. Open America. https://openamerica.io/bill/118-HR-4686/
MLA
"H.R. 4686: Flood Insurance Affordability Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-4686/.
Bluebook (legal)
H.R. 4686, 118th Cong. (2026), https://openamerica.io/bill/118-HR-4686/.
Markdown link
[H.R. 4686: Flood Insurance Affordability Act](https://openamerica.io/bill/118-HR-4686/)
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