Skip to main content
H.R. 4591 118th Congress House

Clean Slate through Consolidation Act

Official title: To amend the Higher Education Act of 1965 to require the removal of the record of default from credit history upon obtaining a Federal Direct Consolidation Loan that discharges the defaulted loan.

Introduced: July 12, 2023 Introduced by: Haley M. Stevens Democratic · Michigan See on congress.gov
Education
Sign in to write a letter Sign in to watch
This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 12, 2023
Referred to the House Committee on Education and the Workforce.
Jul 12, 2023
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action July 12, 2023

Referred to the House Committee on Education and the Workforce.

 Plain-English summary Congressional Research Service

Clean Slate through Consolidation Act

This bill provides for the removal of any adverse credit history related to a defaulted federal student loan from a borrower's credit history once the borrower has obtained a Federal Direct Consolidation Loan discharging the borrower's liability on the defaulted loan.

 Related & companion bills 1
  • S 3404 Student Loan Borrower Bill of Rights
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 8
All 8 Democratic 7
Porter, Katie
· Feb 6, 2024
 D
Dean, Madeleine
Pennsylvania · Aug 18, 2023
 D
McClellan, Jennifer L.
Virginia · Aug 18, 2023
 D
Johnson, Henry C. "Hank"
Georgia · Jul 28, 2023
 D
Norton, Eleanor Holmes
District of Columbia · Jul 28, 2023
 D
Adams, Alma S.
North Carolina · Jul 12, 2023
 D
Ross, Deborah K.
North Carolina · Jul 12, 2023
 D
Williams, Nikema
Georgia · Jul 12, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4591: Clean Slate through Consolidation Act. 118th Congress. Open America. https://openamerica.io/bill/118-HR-4591/
MLA
"H.R. 4591: Clean Slate through Consolidation Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-4591/.
Bluebook (legal)
H.R. 4591, 118th Cong. (2026), https://openamerica.io/bill/118-HR-4591/.
Markdown link
[H.R. 4591: Clean Slate through Consolidation Act](https://openamerica.io/bill/118-HR-4591/)
Report a problem