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H.R. 4192 118th Congress House

Small Business Financing Disclosure Act of 2023

Official title: To apply the Truth in Lending Act to small business financing, and for other purposes.

Introduced: June 15, 2023 Introduced by: Nydia M. Velázquez Democratic · New York See on congress.gov
Finance and Financial Sector
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 15, 2023
Referred to the House Committee on Financial Services.
Jun 15, 2023
Introduced in House
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 Latest action June 15, 2023

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Small Business Lending Disclosure Act of 2023

This bill applies specified consumer lending protections to small business lending and extends the Consumer Financial Protection Bureau's regulatory authority regarding consumer financial products and services to include small business financing. Among other requirements, lenders offering financial products to small businesses must disclose the terms of the financing upon extending an offer and are prohibited from charging certain additional fees on a refinanced or modified loan.

 Related & companion bills 2
  • HR 6054 Reintroduction of Small Business Lending Disclosure Act of 2021
  • S 2021 Small Business Financing Disclosure Act of 2023
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 7

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

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 Cosponsors 1
All 1 Democratic 1
D
Waters, Maxine
California · Jun 15, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4192: Small Business Financing Disclosure Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-HR-4192/
MLA
"H.R. 4192: Small Business Financing Disclosure Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-4192/.
Bluebook (legal)
H.R. 4192, 118th Cong. (2026), https://openamerica.io/bill/118-HR-4192/.
Markdown link
[H.R. 4192: Small Business Financing Disclosure Act of 2023](https://openamerica.io/bill/118-HR-4192/)
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