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H.R. 1165 118th Congress House

Data Privacy Act of 2023

Official title: To amend the Gramm-Leach-Bliley Act to modernize the protection of the nonpublic personal information of individuals with whom financial institutions have cust… Show full official titleShow less

Official title: To amend the Gramm-Leach-Bliley Act to modernize the protection of the nonpublic personal information of individuals with whom financial institutions have customer or consumer relationship, and for other purposes.

Introduced: February 24, 2023 See on congress.gov
Finance and Financial Sector Banking and financial institutions regulationBusiness recordsComputer security and identity theftConsumer affairs
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Federal preemptionRight of privacyState and local government operations
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 5, 2024
Placed on the Union Calendar, Calendar No. 673.
Dec 5, 2024
Reported (Amended) by the Committee on Financial Services. H. Rept. 118-822.
Feb 28, 2023
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 26 - 21.
Feb 28, 2023
Committee Consideration and Mark-up Session Held.
Feb 24, 2023
Referred to the House Committee on Financial Services.
Feb 24, 2023
Introduced in House
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 Latest action December 5, 2024

Placed on the Union Calendar, Calendar No. 673.

 Plain-English summary Congressional Research Service

Data Privacy Act of 2023

This bill addresses the privacy and security of personal information held by financial institutions. The bill expands the application of current protections, it provides individuals with controls for limiting the collection of their information, and it establishes data privacy standards nationwide.

Currently, financial institutions must protect personal information and provide notice about privacy practices. The bill expands personal information protections that currently apply to customers (individuals who have a continuing relationship with a financial institution) to consumers (individuals who have a more limited relationship with a financial institution, such as those who apply for but do not receive a loan). The bill also expands notice requirements to apply to the collection of individual data.

Under the bill, financial institutions must (1) inform individuals for what purpose their data is collected and how the data will be used, and (2) give individuals the opportunity to opt out of data collection. An individual may also end the sharing of the individual's data with third parties, as well as demand the deletion of the individual's data.

The bill also prohibits states from establishing different privacy protections than those at the federal level. Under current law, states are allowed to establish stricter privacy protections.

 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 43

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

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Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1165: Data Privacy Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-HR-1165/
MLA
"H.R. 1165: Data Privacy Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-1165/.
Bluebook (legal)
H.R. 1165, 118th Cong. (2026), https://openamerica.io/bill/118-HR-1165/.
Markdown link
[H.R. 1165: Data Privacy Act of 2023](https://openamerica.io/bill/118-HR-1165/)
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