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S 563 117th Congress Senate Finance and Financial Sector Banking and financial institutions regulation Civil actions and liability Consumer credit Credit and credit markets Financial services and investments

Fair Access to Banking Act

Introduced: March 8, 2022 Introduced by: Cramer, Kevin Republican · North Dakota See on congress.gov
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 18, 2021
Committee on Banking, Housing, and Urban Affairs. Hearings held.
Mar 18, 2021
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 117-214.
Mar 3, 2021
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Mar 3, 2021
Introduced in Senate
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 Plain-English summary Congressional Research Service

Fair Access to Banking Act

This bill restricts certain banks, credit unions, and payment card networks from refusing to do business with a person who is in compliance with the law. Restrictions include prohibiting the use of certain lending programs, initiating the process of terminating an institution's depository insurance, and instituting specified civil penalties.

What's happening now March 18, 2021

Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 117-214.

 Related & companion bills 1
  • HR 1729 Identical bill Fair Access to Banking Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 29
All 29 Republican 29
R
Hagerty, Bill
Tennessee · Mar 8, 2022
 R
Boozman, John
Arkansas · Mar 16, 2021
 R
Murkowski, Lisa
Alaska · Mar 16, 2021
 R
Ernst, Joni
Iowa · Mar 11, 2021
 R
Moran, Jerry
Kansas · Mar 4, 2021
 R
Barrasso, John
Wyoming · Mar 3, 2021
 R
Blackburn, Marsha
Tennessee · Mar 3, 2021
 R
Capito, Shelley Moore
West Virginia · Mar 3, 2021
 R
Cassidy, Bill
Louisiana · Mar 3, 2021
 R
Cornyn, John
Texas · Mar 3, 2021
 R
Cotton, Tom
Arkansas · Mar 3, 2021
 R
Crapo, Mike
Idaho · Mar 3, 2021
 R
Cruz, Ted
Texas · Mar 3, 2021
 R
Daines, Steve
Montana · Mar 3, 2021
 R
Fischer, Deb
Nebraska · Mar 3, 2021
 R
Hawley, Josh
Missouri · Mar 3, 2021
 R
Hoeven, John
North Dakota · Mar 3, 2021
 R
Hyde-Smith, Cindy
Mississippi · Mar 3, 2021
 R
Kennedy, John
Louisiana · Mar 3, 2021
 R
Lankford, James
Oklahoma · Mar 3, 2021
 R
Lummis, Cynthia M.
Wyoming · Mar 3, 2021
 R
Marshall, Roger
Kansas · Mar 3, 2021
 R
Risch, James E.
Idaho · Mar 3, 2021
 R
Scott, Rick
Florida · Mar 3, 2021
 R
Scott, Tim
South Carolina · Mar 3, 2021
 R
Sullivan, Dan
Alaska · Mar 3, 2021
 R
Tillis, Thomas
North Carolina · Mar 3, 2021
 R
Tuberville, Tommy
Alabama · Mar 3, 2021
 R
Wicker, Roger F.
Mississippi · Mar 3, 2021
Cite this page click to expand
APA
U.S. Congress. (2026). S. 563: Fair Access to Banking Act. 117th Congress. Open America. https://openamerica.io/bill/117-S-563/
MLA
"S. 563: Fair Access to Banking Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-S-563/.
Bluebook (legal)
S. 563, 117th Cong. (2026), https://openamerica.io/bill/117-S-563/.
Markdown link
[S. 563: Fair Access to Banking Act](https://openamerica.io/bill/117-S-563/)
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