Skip to main content
S 5345 117th Congress Senate Finance and Financial Sector

Consumer Transaction Account Protection Act of 2022

Introduced: December 21, 2022 Introduced by: Moran, Jerry Republican · Kansas See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 21, 2022
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Dec 21, 2022
Introduced in Senate
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Consumer Transaction Account Protection Act of 2022

This bill specifies that consumer transaction account deposits of an insured depository institution are not funds obtained through a deposit broker. In general, current law prohibits an insured depository institution that is not well capitalized from accepting for deposit funds obtained through a deposit broker.

What's happening now December 21, 2022

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 5345: Consumer Transaction Account Protection Act of 2022. 117th Congress. Open America. https://openamerica.io/bill/117-S-5345/
MLA
"S. 5345: Consumer Transaction Account Protection Act of 2022." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-S-5345/.
Bluebook (legal)
S. 5345, 117th Cong. (2026), https://openamerica.io/bill/117-S-5345/.
Markdown link
[S. 5345: Consumer Transaction Account Protection Act of 2022](https://openamerica.io/bill/117-S-5345/)
Report a problem