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S 4897 117th Congress Senate Education

Student Loan Reform Act of 2022

Introduced: September 20, 2022 Introduced by: Cotton, Tom Republican · Arkansas See on congress.gov
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 20, 2022
Read twice and referred to the Committee on Finance.
Sep 20, 2022
Introduced in Senate
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 Plain-English summary Congressional Research Service

Student Loan Reform Act of 2022

This bill makes various changes to the federal student loan system, including by imposing a penalty on institutions of higher education for borrowers who default on student loans and prohibiting new Federal Direct PLUS Loans from being made to student loan borrowers (with an exception for parent borrowers and covered health care students) on or after July 1, 2023. The bill also addresses expressive activities (e.g., peacefully assembling, distributing literature, or carrying signs) on campuses.

What's happening now September 20, 2022

Read twice and referred to the Committee on Finance.

 Related & companion bills 3
  • HR 4007 Related bill Campus Free Speech Restoration Act
  • S 1547 Related bill Ivory Tower Tax Act of 2021
  • S 3026 Related bill Campus Free Speech Restoration Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 4897: Student Loan Reform Act of 2022. 117th Congress. Open America. https://openamerica.io/bill/117-S-4897/
MLA
"S. 4897: Student Loan Reform Act of 2022." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-S-4897/.
Bluebook (legal)
S. 4897, 117th Cong. (2026), https://openamerica.io/bill/117-S-4897/.
Markdown link
[S. 4897: Student Loan Reform Act of 2022](https://openamerica.io/bill/117-S-4897/)
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