Skip to main content
S 4879 117th Congress Senate Finance and Financial Sector Banking and financial institutions regulation Economic development

Expanding Financial Access for Underserved Communities Act

Introduced: September 19, 2022 Introduced by: Padilla, Alex Democratic · California See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 19, 2022
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S4823)
Sep 19, 2022
Introduced in Senate
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Expanding Financial Access for Underserved Communities Act

This bill eases credit union membership requirements to allow more access for persons in underserved areas. A credit union must, however, submit a business and marketing plan to the National Credit Union Administration explaining the credit union's ability and intent to serve such population.

The bill also excludes loans made to members in underserved areas from certain credit union limits on member business loans.

What's happening now September 19, 2022

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S4823)

 Related & companion bills 2
  • HR 2543 Related bill Financial Services Racial Equity, Inclusion, and Economic Justice Act
  • HR 7003 Related bill Expanding Financial Access for Underserved Communities Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 4879: Expanding Financial Access for Underserved Communities Act. 117th Congress. Open America. https://openamerica.io/bill/117-S-4879/
MLA
"S. 4879: Expanding Financial Access for Underserved Communities Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-S-4879/.
Bluebook (legal)
S. 4879, 117th Cong. (2026), https://openamerica.io/bill/117-S-4879/.
Markdown link
[S. 4879: Expanding Financial Access for Underserved Communities Act](https://openamerica.io/bill/117-S-4879/)
Report a problem