Simplifying and Strengthening Public Service Loan Forgiveness Act
Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.
Simplifying and Strengthening Public Service Loan Forgiveness Act
This bill makes changes to the Public Service Loan Forgiveness (PSLF) program, including by (1) lowering the number of monthly payments required for loan forgiveness from 120 to 60; and (2) making permanent certain limited waivers, such as a waiver that allowed certain late or partial loan payments to count as qualifying payments for PSLF loan forgiveness.
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
- Introduced in Senate Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). S. 4345: Simplifying and Strengthening Public Service Loan Forgiveness Act. 117th Congress. Open America. https://openamerica.io/bill/117-S-4345/
"S. 4345: Simplifying and Strengthening Public Service Loan Forgiveness Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-S-4345/.
S. 4345, 117th Cong. (2026), https://openamerica.io/bill/117-S-4345/.
[S. 4345: Simplifying and Strengthening Public Service Loan Forgiveness Act](https://openamerica.io/bill/117-S-4345/)