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S. 3955 117th Congress Senate

Starter-K Act of 2022

Official title: A bill to amend the Internal Revenue Code of 1986 to provide for starter 401(k)s for employers with no retirement plans, and for other purposes.

Introduced: March 30, 2022 Introduced by: John Barrasso Republican · Wyoming See on congress.gov
Taxation
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 30, 2022
Read twice and referred to the Committee on Finance.
Mar 30, 2022
Introduced in Senate
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 Latest action March 30, 2022

Read twice and referred to the Committee on Finance.

 Plain-English summary Congressional Research Service

Starter-K Act of 2022

This bill allows employers who do not provide a retirement plan to establish a starter 401(k) deferral-only arrangement for plan years beginning after 2022. The bill defines starter 401(k) deferral-only arrangement as any cash or deferred arrangement that meets specified automatic deferral requirements, contribution limitations, and notice requirements. Such arrangements also allow catch-up contributions for individuals age 50 and over and exempt such employers from complying with certain participation and discrimination standards.

 Related & companion bills 1
  • HR 8125 Identical bill Starter-K Act of 2022
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 3955: Starter-K Act of 2022. 117th Congress. Open America. https://openamerica.io/bill/117-S-3955/
MLA
"S. 3955: Starter-K Act of 2022." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-S-3955/.
Bluebook (legal)
S. 3955, 117th Cong. (2026), https://openamerica.io/bill/117-S-3955/.
Markdown link
[S. 3955: Starter-K Act of 2022](https://openamerica.io/bill/117-S-3955/)
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