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S 3865 117th Congress Senate Education

STUDENT Act

Introduced: March 17, 2022 Introduced by: Ernst, Joni Republican · Iowa See on congress.gov
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 17, 2022
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Mar 17, 2022
Introduced in Senate
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 Plain-English summary Congressional Research Service

Student Transparency for Understanding Decisions in Education Net Terms Act or the STUDENT Act

This bill requires loan disclosure forms for federal student loans to include the total amount of interest that would be paid over the life of the loan based on a standard 10-year repayment plan.

What's happening now March 17, 2022

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 3865: STUDENT Act. 117th Congress. Open America. https://openamerica.io/bill/117-S-3865/
MLA
"S. 3865: STUDENT Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-S-3865/.
Bluebook (legal)
S. 3865, 117th Cong. (2026), https://openamerica.io/bill/117-S-3865/.
Markdown link
[S. 3865: STUDENT Act](https://openamerica.io/bill/117-S-3865/)
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