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S. 2131 117th Congress Senate

Improving FHA Support for Small-Dollar Mortgages Act of 2021

Official title: A bill to require a review of the effects of FHA mortgage insurance policies, practices, and products on small-dollar mortgage lending, and for other purposes.

Introduced: June 17, 2021 See on congress.gov
Housing and Community Development Congressional oversightGovernment studies and investigationsHousing finance and home ownershipHousing supply and affordability
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 24, 2021
Committee on Banking, Housing, and Urban Affairs. Hearings held.
Jun 17, 2021
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jun 17, 2021
Introduced in Senate
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 Latest action June 24, 2021

Committee on Banking, Housing, and Urban Affairs. Hearings held.

 Plain-English summary Congressional Research Service

Improving FHA Support for Small-Dollar Mortgages Act of 2021

This bill directs the Department of Housing and Urban Development (HUD) to report on barriers to making Federal Housing Administration (FHA) single-family mortgage insurance available for mortgages under $100,000. Specifically, HUD must report on policies, practices, and products used by the FHA and actions that will be taken to remove such barriers.

 Related & companion bills 1
  • HR 1532 Improving FHA Support for Small-Dollar Mortgages Act of 2021
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 2
All 2 Republican 2
R
Scott, Tim
South Carolina · Jul 15, 2021
 R
Lummis, Cynthia M.
Wyoming · Jun 17, 2021
Cite this page click to expand
APA
U.S. Congress. (2026). S. 2131: Improving FHA Support for Small-Dollar Mortgages Act of 2021. 117th Congress. Open America. https://openamerica.io/bill/117-S-2131/
MLA
"S. 2131: Improving FHA Support for Small-Dollar Mortgages Act of 2021." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-S-2131/.
Bluebook (legal)
S. 2131, 117th Cong. (2026), https://openamerica.io/bill/117-S-2131/.
Markdown link
[S. 2131: Improving FHA Support for Small-Dollar Mortgages Act of 2021](https://openamerica.io/bill/117-S-2131/)
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