Skip to main content
H.R. 8457 117th Congress House

Making College More Affordable Act

Official title: To carry out an income-contingent repayment program for Federal Direct Interest-Free Education Loans for undergraduate students, and for other purposes.

Introduced: July 21, 2022 See on congress.gov
Education
Sign in to write a letter Sign in to watch
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 21, 2022
Referred to the Committee on Ways and Means, and in addition to the Committee on Education and Labor, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jul 21, 2022
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action July 21, 2022

Referred to the Committee on Ways and Means, and in addition to the Committee on Education and Labor, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Plain-English summary Congressional Research Service

Making College More Affordable Act

This bill creates federal interest-free education loans for undergraduate students. The loans must generally have the same terms and conditions and benefits to borrowers as Federal Direct Stafford Loans. Interest on these loans may only accrue during periods when a borrower is earning taxable income, is in repayment on such loans, and is not making payments under a repayment plan.

The Department of Education (ED) must carry out a repayment plan program for the interest-free loans under which loan payments are automatically withheld from the wages of the borrower.

ED must cancel any outstanding balance of principal or interest due on those interest-free loans made to a borrower who has made 360 monthly payments.

The bill also allows for a tax deduction for amounts paid on these loans.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 8457: Making College More Affordable Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-8457/
MLA
"H.R. 8457: Making College More Affordable Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-8457/.
Bluebook (legal)
H.R. 8457, 117th Cong. (2026), https://openamerica.io/bill/117-HR-8457/.
Markdown link
[H.R. 8457: Making College More Affordable Act](https://openamerica.io/bill/117-HR-8457/)
Report a problem