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H.R. 7146 117th Congress House

Enhancing Emergency and Retirement Savings Act of 2022

Official title: To amend the Internal Revenue Code of 1986 to provide for penalty-free withdrawals from retirement accounts for certain emergency expenses, and for other purposes.

Introduced: March 17, 2022 See on congress.gov
Taxation
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 17, 2022
Referred to the House Committee on Ways and Means.
Mar 17, 2022
Introduced in House
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 Latest action March 17, 2022

Referred to the House Committee on Ways and Means.

 Plain-English summary Congressional Research Service

Enhancing Emergency and Retirement Savings Act of 2022

This bill permits penalty-free distributions, up to $1,000, from tax-exempt retirement plans for emergency personal expenses, limited to one distribution in a calendar year. The bill allows repayment to plans of such distributions over a three-year period.

 Related & companion bills 2
  • S 1870 Enhancing Emergency and Retirement Savings Act of 2021
  • S 4808 EARN Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Democratic 1
D
Suozzi, Thomas R.
New York · Mar 17, 2022
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 7146: Enhancing Emergency and Retirement Savings Act of 2022. 117th Congress. Open America. https://openamerica.io/bill/117-HR-7146/
MLA
"H.R. 7146: Enhancing Emergency and Retirement Savings Act of 2022." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-7146/.
Bluebook (legal)
H.R. 7146, 117th Cong. (2026), https://openamerica.io/bill/117-HR-7146/.
Markdown link
[H.R. 7146: Enhancing Emergency and Retirement Savings Act of 2022](https://openamerica.io/bill/117-HR-7146/)
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