Skip to main content
HR 6415 117th Congress House Finance and Financial Sector

To amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, and for other purposes.

Introduced: January 18, 2022 Introduced by: Emmer, Tom Republican · Minnesota See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 18, 2022
Referred to the House Committee on Financial Services.
Jan 18, 2022
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

This bill prohibits a Federal Reserve bank from offering products or services directly to an individual, maintaining an account on behalf of an individual, or issuing a central bank digital currency directly to an individual.

What's happening now January 18, 2022

Referred to the House Committee on Financial Services.

 Related & companion bills 1
  • S 3954 Related bill A bill to amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or service…
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 2
All 2 Republican 2
R
Biggs, Andy
Arizona · Jun 9, 2022
 R
Donalds, Byron
Florida · Feb 18, 2022
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6415: To amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, and for other purposes.. 117th Congress. Open America. https://openamerica.io/bill/117-HR-6415/
MLA
"H.R. 6415: To amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, and for other purposes.." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-6415/.
Bluebook (legal)
H.R. 6415, 117th Cong. (2026), https://openamerica.io/bill/117-HR-6415/.
Markdown link
[H.R. 6415: To amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, and for other purposes.](https://openamerica.io/bill/117-HR-6415/)
Report a problem