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HR 6053 117th Congress House

Protect Minority Student Borrowers Act

Official title: To amend the Equal Credit Opportunity Act to prohibit discrimination based on an applicant's institution of higher education, and for other purposes.

Introduced: November 18, 2021 See on congress.gov
Finance and Financial Sector
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 18, 2021
Referred to the House Committee on Financial Services.
Nov 18, 2021
Introduced in House
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 Latest action November 18, 2021

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Protect Minority Student Borrowers Act

This bill prohibits discrimination on the basis of a credit applicant's institution of higher education (IHE).

Specifically, the bill makes it unlawful for a private educational lender to discriminate against a credit applicant based on the IHE that the applicant plans to attend, currently attends, or previously attended. The Department of Justice may bring a civil action against a private educational lender for violations.

The bill also requires the Government Accountability Office to study and report on the extent to which private educational lenders discriminate against applicants who attend minority-serving IHEs.

 Related & companion bills 1
  • HR 8028 Reintroduction of Protect Minority Student Borrowers Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 6053: Protect Minority Student Borrowers Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-6053/
MLA
"H.R. 6053: Protect Minority Student Borrowers Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-6053/.
Bluebook (legal)
H.R. 6053, 117th Cong. (2026), https://openamerica.io/bill/117-HR-6053/.
Markdown link
[H.R. 6053: Protect Minority Student Borrowers Act](https://openamerica.io/bill/117-HR-6053/)
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