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HR 4865 117th Congress House Finance and Financial Sector Insurance industry and regulation Interest, dividends, interest rates Licensing and registrations Performance measurement Securities Securities and Exchange Commission (SEC)

Registration for Index-Linked Annuities Act

Introduced: October 19, 2021 Introduced by: Adams, Alma S. Democratic · North Carolina See on congress.gov
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 27, 2022
Ordered to be Reported in the Nature of a Substitute (Amended) by Voice Vote.
Jul 27, 2022
Committee Consideration and Mark-up Session Held.
Jul 30, 2021
Introduced in House
Jul 30, 2021
Referred to the House Committee on Financial Services.
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 Plain-English summary Congressional Research Service

Registration for Index-Linked Annuities Act

This bill requires the Securities and Exchange Commission (SEC) to create a new form for the registration of index-linked annuities to ensure that a purchaser can make a knowledgeable decision.

The bill defines a registered index-linked annuity as an annuity that is deemed a security, that must be registered with the SEC, and that is issued by an insurance company subject to state supervision. Furthermore, the returns of these annuities (1) are based on the performance of a specified benchmark index or rate, and (2) may be subject to a market value adjustment if amounts are withdrawn early.

What's happening now July 27, 2022

Ordered to be Reported in the Nature of a Substitute (Amended) by Voice Vote.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 1

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

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    for JACKSON NATIONAL LIFE INSURANCE COMPANY · Michigan · 1st Quarter (Jan 1 - Mar 31) 2025
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4865: Registration for Index-Linked Annuities Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-4865/
MLA
"H.R. 4865: Registration for Index-Linked Annuities Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-4865/.
Bluebook (legal)
H.R. 4865, 117th Cong. (2026), https://openamerica.io/bill/117-HR-4865/.
Markdown link
[H.R. 4865: Registration for Index-Linked Annuities Act](https://openamerica.io/bill/117-HR-4865/)
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