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H.R. 2628 117th Congress House

Debt Collection Practices Harmonization Act

Official title: To amend the Fair Debt Collection Practices Act to extend the provisions of that Act to cover a debt collector who is collecting debt owed to a State or local … Show full official titleShow less

Official title: To amend the Fair Debt Collection Practices Act to extend the provisions of that Act to cover a debt collector who is collecting debt owed to a State or local government, to index award amounts under such Act for inflation, to provide for civil injunctive relief for violations of such Act, and for other purposes.

Introduced: April 16, 2021 Introduced by: Gregory W. Meeks Democratic · New York See on congress.gov
Finance and Financial Sector Civil actions and liabilityDebt collectionDisaster relief and insuranceInflation and pricesPublic contracts and procurement
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 16, 2021
Referred to the House Committee on Financial Services.
Apr 16, 2021
Introduced in House
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 Latest action April 16, 2021

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Debt Collection Practices Harmonization Act

This bill applies certain consumer protections regarding debt collection to debt owed to a state. It also specifies that existing limits on civil damages awarded for abusive practices by a debt collector must be adjusted for inflation.

A court may award injunctive relief for certain debt collection violations.

The Department of the Treasury may not contract with any debt collector or other private party to recoup overpayments of certain disaster assistance made to an individual or household by the Federal Emergency Management Agency (FEMA), except in cases of fraud or deceit.

 Related & companion bills 1
  • HR 2547 Comprehensive Debt Collection Improvement Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 2628: Debt Collection Practices Harmonization Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-2628/
MLA
"H.R. 2628: Debt Collection Practices Harmonization Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-2628/.
Bluebook (legal)
H.R. 2628, 117th Cong. (2026), https://openamerica.io/bill/117-HR-2628/.
Markdown link
[H.R. 2628: Debt Collection Practices Harmonization Act](https://openamerica.io/bill/117-HR-2628/)
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