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H.R. 2458 117th Congress House

Non-Judicial Foreclosure Debt Collection Clarification Act

Official title: To amend the Fair Debt Collection Practices Act to clarify that the definition of a debt collector includes, in all cases, a person in a business the principal… Show full official titleShow less

Official title: To amend the Fair Debt Collection Practices Act to clarify that the definition of a debt collector includes, in all cases, a person in a business the principal purpose of which is the enforcement of security interests.

Introduced: April 13, 2021 Introduced by: Jake Auchincloss Democratic · Massachusetts See on congress.gov
Finance and Financial Sector Consumer creditCredit and credit marketsDebt collection
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 13, 2021
Referred to the House Committee on Financial Services.
Apr 13, 2021
Introduced in House
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 Latest action April 13, 2021

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Non-Judicial Foreclosure Debt Collection Clarification Act

This bill applies requirements for debt collectors to businesses engaged in nonjudicial foreclosures (i.e., the enforcement of security interests). These requirements include debt verification and prohibitions on the means of debt collection.

 Related & companion bills 1
  • HR 2547 Comprehensive Debt Collection Improvement Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 2458: Non-Judicial Foreclosure Debt Collection Clarification Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-2458/
MLA
"H.R. 2458: Non-Judicial Foreclosure Debt Collection Clarification Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-2458/.
Bluebook (legal)
H.R. 2458, 117th Cong. (2026), https://openamerica.io/bill/117-HR-2458/.
Markdown link
[H.R. 2458: Non-Judicial Foreclosure Debt Collection Clarification Act](https://openamerica.io/bill/117-HR-2458/)
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