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H.R. 2135 117th Congress House

Fair Debt Collection Improvement Act

Official title: To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to … Show full official titleShow less

Official title: To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to which the statute of limitations has expired, and for other purposes.

Introduced: March 23, 2021 Introduced by: Steve Cohen Democratic · Tennessee See on congress.gov
Finance and Financial Sector Consumer creditDebt collection
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 23, 2021
Referred to the House Committee on Financial Services.
Mar 23, 2021
Introduced in House
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 Latest action March 23, 2021

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Fair Debt Collection Improvement Act

This bill prohibits a debt collector from collecting a consumer debt if the applicable statute of limitations has expired.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2135: Fair Debt Collection Improvement Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-2135/
MLA
"H.R. 2135: Fair Debt Collection Improvement Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-2135/.
Bluebook (legal)
H.R. 2135, 117th Cong. (2026), https://openamerica.io/bill/117-HR-2135/.
Markdown link
[H.R. 2135: Fair Debt Collection Improvement Act](https://openamerica.io/bill/117-HR-2135/)
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