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H.R. 2069 117th Congress House

Home Loan Quality Transparency Act of 2021

Official title: To amend the Home Mortgage Disclosure Act of 1975 to modify the exemptions from certain disclosure requirements.

Introduced: March 18, 2021 Introduced by: Nydia M. Velázquez Democratic · New York See on congress.gov
Finance and Financial Sector Banking and financial institutions regulationBusiness recordsGovernment information and archivesHousing finance and home ownership
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 18, 2021
Introduced in House
Mar 18, 2021
Referred to the House Committee on Financial Services.
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 Latest action March 18, 2021

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Home Loan Quality Transparency Act of 2021

This bill expands requirements for public disclosures by depository institutions and credit unions regarding mortgages and home equity lines of credit. Specifically, institutions originating fewer than 500 mortgage loans or open-end lines of credit annually are no longer exempt from certain financial reporting.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2069: Home Loan Quality Transparency Act of 2021. 117th Congress. Open America. https://openamerica.io/bill/117-HR-2069/
MLA
"H.R. 2069: Home Loan Quality Transparency Act of 2021." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-2069/.
Bluebook (legal)
H.R. 2069, 117th Cong. (2026), https://openamerica.io/bill/117-HR-2069/.
Markdown link
[H.R. 2069: Home Loan Quality Transparency Act of 2021](https://openamerica.io/bill/117-HR-2069/)
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