HR 1671
117th Congress
House
Finance and Financial Sector
Alternative dispute resolution, mediation, arbitration
Civil actions and liability
Debt collection
SCAM Debt Act
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 9, 2021
Referred to the House Committee on Financial Services.
Mar 9, 2021
Introduced in House
Plain-English summary
Securing Consumers Against Misrepresented Debt Act of 2021 or the SCAM Debt Act
This bill provides additional requirements for debt collectors when taking legal action to collect a debt. Among other requirements, debt collectors must provide advance notice to the consumer of the intent to take legal action, and provide in the initial pleading certain evidence regarding the debt and a sworn affidavit stating that the statute of limitations has not expired.
The bill also sets forth additional information a debt collector must provide to a consumer regarding the debt.
What's happening now
Referred to the House Committee on Financial Services.
Committees of jurisdiction
1