HR 1671 117th Congress House

SCAM Debt Act

Official title: To amend the Fair Debt Collection Practices Act to safeguard access to information for consumers and to stop abusive debt litigation, and for other purposes.

Introduced: March 9, 2021 Introduced by: Bonamici, Suzanne Democratic · Oregon See on congress.gov

Finance and Financial Sector Alternative dispute resolution, mediation, arbitrationCivil actions and liabilityDebt collection

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Mar 9, 2021

Referred to the House Committee on Financial Services.

Mar 9, 2021

Introduced in House

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Latest action March 9, 2021

Referred to the House Committee on Financial Services.

Plain-English summary Congressional Research Service

Securing Consumers Against Misrepresented Debt Act of 2021 or the SCAM Debt Act

This bill provides additional requirements for debt collectors when taking legal action to collect a debt. Among other requirements, debt collectors must provide advance notice to the consumer of the intent to take legal action, and provide in the initial pleading certain evidence regarding the debt and a sworn affidavit stating that the statute of limitations has not expired.

The bill also sets forth additional information a debt collector must provide to a consumer regarding the debt.

Bill text 1 version