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S. 4471 116th Congress Senate

Tenant Protection Act

Official title: A bill to amend the Fair Credit Reporting Act to provide requirements for landlords and consumer reporting agencies relating to housing court records, and for other purposes.

Introduced: August 6, 2020 Introduced by: Cory A. Booker Democratic · New Jersey See on congress.gov
Finance and Financial Sector Civil actions and liabilityConsumer creditJudicial procedure and administrationLandlord and tenantSpecialized courts
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Aug 6, 2020
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Aug 6, 2020
Introduced in Senate
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 Latest action August 6, 2020

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Tenant Protection Act

This bill prohibits a credit reporting agency from creating a report containing a landlord-tenant court or other housing court record unless

  • the case resulted in a judgment of possession,
  • the decision is not being appealed, and
  • the record is not more than three years old.

If a person takes an adverse action against a consumer based upon a housing court record contained in a credit report, the person must provide the consumer a free copy of the report.

A person who willfully creates a credit report that contains an inaccurate housing record is civilly liable to the consumer.

The Consumer Financial Protection Bureau must (1) issue regulations that direct tenant rating agencies to create a central source for consumers to obtain reports and submit disputes, and (2) report on tenant rating agency compliance.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 4471: Tenant Protection Act. 116th Congress. Open America. https://openamerica.io/bill/116-S-4471/
MLA
"S. 4471: Tenant Protection Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-S-4471/.
Bluebook (legal)
S. 4471, 116th Cong. (2026), https://openamerica.io/bill/116-S-4471/.
Markdown link
[S. 4471: Tenant Protection Act](https://openamerica.io/bill/116-S-4471/)
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