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S. 331 116th Congress Senate

Home Loan Quality Transparency Act of 2019

Official title: A bill to amend the Home Mortgage Disclosure Act of 1975 to modify the exemptions from certain disclosure requirements.

Introduced: February 5, 2019 Introduced by: Catherine Cortez Masto Democratic · Nevada See on congress.gov
Finance and Financial Sector Banking and financial institutions regulationBusiness recordsGovernment information and archivesHousing finance and home ownership
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 5, 2019
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Feb 5, 2019
Introduced in Senate
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 Latest action February 5, 2019

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Home Loan Quality Transparency Act of 2019

This bill expands requirements for public disclosures by depository institutions and credit unions regarding mortgages and home equity lines of credit. Specifically, institutions originating fewer than 500 mortgage loans or open-end lines of credit annually are no longer exempt from certain financial reporting.

 Related & companion bills 2
  • HR 963 Identical bill Home Loan Quality Transparency Act of 2019
  • HR 1500 Consumers First Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 11
All 11 Democratic 11
D
Klobuchar, Amy
Minnesota · Jul 23, 2019
 D
Blumenthal, Richard
Connecticut · Feb 7, 2019
 D
Booker, Cory A.
New Jersey · Feb 5, 2019
 D
Cantwell, Maria
Washington · Feb 5, 2019
 D
Duckworth, Tammy
Illinois · Feb 5, 2019
 D
Durbin, Richard J.
Illinois · Feb 5, 2019
 D
Gillibrand, Kirsten E.
New York · Feb 5, 2019
 D
Smith, Tina
Minnesota · Feb 5, 2019
 D
Van Hollen, Chris
Maryland · Feb 5, 2019
 D
Warren, Elizabeth
Massachusetts · Feb 5, 2019
 D
Wyden, Ron
Oregon · Feb 5, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). S. 331: Home Loan Quality Transparency Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-S-331/
MLA
"S. 331: Home Loan Quality Transparency Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-S-331/.
Bluebook (legal)
S. 331, 116th Cong. (2026), https://openamerica.io/bill/116-S-331/.
Markdown link
[S. 331: Home Loan Quality Transparency Act of 2019](https://openamerica.io/bill/116-S-331/)
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