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S 2649 116th Congress Senate Finance and Financial Sector Administrative remedies Bank accounts, deposits, capital Banking and financial institutions regulation Congressional oversight Consumer Financial Protection Bureau Consumer credit Executive agency funding and structure Government information and archives Government studies and investigations Judicial review and appeals

Financial Institutions Examination Fairness and Reform Act

Introduced: October 21, 2019 Introduced by: Moran, Jerry Republican · Kansas See on congress.gov
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 21, 2019
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Oct 21, 2019
Introduced in Senate
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 Plain-English summary Congressional Research Service

Financial Institutions Examination Fairness and Reform Act

This bill (1) sets deadlines for final examination reports and exit interviews of a financial institution by a federal financial regulatory agency, and (2) establishes the Office of Independent Examination Review to adjudicate appeals and investigate complaints from financial institutions concerning examination reports.

The bill also requires the establishment of an independent internal agency appellate process at the Consumer Financial Protection Bureau (CFPB) for the review of supervisory determinations made at institutions supervised by the CFPB.

What's happening now October 21, 2019

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 2649: Financial Institutions Examination Fairness and Reform Act. 116th Congress. Open America. https://openamerica.io/bill/116-S-2649/
MLA
"S. 2649: Financial Institutions Examination Fairness and Reform Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-S-2649/.
Bluebook (legal)
S. 2649, 116th Cong. (2026), https://openamerica.io/bill/116-S-2649/.
Markdown link
[S. 2649: Financial Institutions Examination Fairness and Reform Act](https://openamerica.io/bill/116-S-2649/)
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