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HR 8576 116th Congress House

PAID Study Act of 2020

Official title: To require the Government Accountability Office to conduct biennial studies of personal private automobile insurance coverage, and for other purposes.

Introduced: October 9, 2020 Introduced by: Tlaib, Rashida Democratic · Michigan See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 9, 2020
Referred to the House Committee on Financial Services.
Oct 9, 2020
Introduced in House
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 Latest action October 9, 2020

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Prevent Auto Insurance Discrimination Study Act of 2020 or the PAID Study Act of 2020

This bill requires the Government Accountability Office (GAO) to report on discrimination in private passenger automobile insurance coverage. Specifically, the GAO must report every two years on

  • the use of non-driving related underwriting factors;
  • controls and practices in use by insurers to prevent discriminatory pricing of coverage;
  • how premiums are impacted by zip code, race, religion, and other factors; and
  • state insurance regulatory oversight and enforcement regarding discriminatory pricing.

State insurance regulatory bodies must take into consideration these reports in establishing and approving premium rates for private passenger automobile insurance coverage.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 3
All 3 Democratic 3
D
García, Jesús G. "Chuy"
Illinois · Oct 9, 2020
 D
Takano, Mark
California · Oct 9, 2020
 D
Watson Coleman, Bonnie
New Jersey · Oct 9, 2020
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 8576: PAID Study Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-HR-8576/
MLA
"H.R. 8576: PAID Study Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-8576/.
Bluebook (legal)
H.R. 8576, 116th Cong. (2026), https://openamerica.io/bill/116-HR-8576/.
Markdown link
[H.R. 8576: PAID Study Act of 2020](https://openamerica.io/bill/116-HR-8576/)
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