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H.R. 6470 116th Congress House

Medical Debt Relief Act of 2020

Official title: To amend the Fair Credit Reporting Act to institute a 1-year waiting period before medical debt will be reported on a consumer's credit report and to remove pa… Show full official titleShow less

Official title: To amend the Fair Credit Reporting Act to institute a 1-year waiting period before medical debt will be reported on a consumer's credit report and to remove paid-off and settled medical debts from credit reports that have been fully paid or settled, to amend the Fair Debt Collection Practices Act to provide a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, and for other purposes.

Introduced: April 7, 2020 See on congress.gov
Finance and Financial Sector Consumer creditDebt collectionHealth care costs and insurance
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 7, 2020
Referred to the House Committee on Financial Services.
Apr 7, 2020
Introduced in House
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 Latest action April 7, 2020

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Medical Debt Relief Act of 2020

This bill modifies requirements related to the reporting of medical debt. Specifically, a consumer reporting agency may not add certain medical debt information to a consumer credit report. Also, a debt collector may not report certain medical debt information to a consumer reporting agency within a specified time period and must notify the consumer prior to reporting such medical debt.

 Related & companion bills 1
  • S 1581 Medical Debt Relief Act of 2019
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 58
All 58 Democratic 46 Republican 1
D
Sherman, Brad
California · May 19, 2020
 D
Castor, Kathy
Florida · Apr 14, 2020
 D
DeGette, Diana
Colorado · Apr 14, 2020
 D
Smith, Adam
Washington · Apr 14, 2020
 D
Adams, Alma S.
North Carolina · Apr 7, 2020
 D
Barragán, Nanette Diaz
California · Apr 7, 2020
 D
Bonamici, Suzanne
Oregon · Apr 7, 2020
Brown, Anthony
· Apr 7, 2020
 D
Castro, Joaquin
Texas · Apr 7, 2020
 D
Chu, Judy
California · Apr 7, 2020
 D
Clarke, Yvette D.
New York · Apr 7, 2020
CLAY, WM.
· Apr 7, 2020
 D
Cohen, Steve
Tennessee · Apr 7, 2020
 D
Correa, J. Luis
California · Apr 7, 2020
 D
Craig, Angie
Minnesota · Apr 7, 2020
 D
Davis, Danny K.
Illinois · Apr 7, 2020
DEFAZIO, PETER
· Apr 7, 2020
 D
DeLauro, Rosa L.
Connecticut · Apr 7, 2020
 D
DelBene, Suzan K.
Washington · Apr 7, 2020
 D
Doggett, Lloyd
Texas · Apr 7, 2020
 D
Escobar, Veronica
Texas · Apr 7, 2020
 D
Espaillat, Adriano
New York · Apr 7, 2020
 D
García, Jesús G. "Chuy"
Illinois · Apr 7, 2020
 D
Harder, Josh
California · Apr 7, 2020
 D
Hayes, Jahana
Connecticut · Apr 7, 2020
 D
Jayapal, Pramila
Washington · Apr 7, 2020
 D
Johnson, Henry C. "Hank"
Georgia · Apr 7, 2020
Kennedy, Joseph
· Apr 7, 2020
Kirkpatrick, Ann
· Apr 7, 2020
 D
Larson, John B.
Connecticut · Apr 7, 2020
 D
Levin, Mike
California · Apr 7, 2020
Levin, Andy
· Apr 7, 2020
 D
Lieu, Ted
California · Apr 7, 2020
 D
Lynch, Stephen F.
Massachusetts · Apr 7, 2020
Malinowski, Tom
· Apr 7, 2020
Maloney, Sean
· Apr 7, 2020
McEachin, A.
· Apr 7, 2020
 D
McGovern, James P.
Massachusetts · Apr 7, 2020
 D
Meng, Grace
New York · Apr 7, 2020
 D
Nadler, Jerrold
New York · Apr 7, 2020
 D
Neguse, Joe
Colorado · Apr 7, 2020
 D
Norton, Eleanor Holmes
District of Columbia · Apr 7, 2020
 D
Ocasio-Cortez, Alexandria
New York · Apr 7, 2020
 D
Omar, Ilhan
Minnesota · Apr 7, 2020
 D
Pocan, Mark
Wisconsin · Apr 7, 2020
 D
Raskin, Jamie
Maryland · Apr 7, 2020
RYAN, TIM
· Apr 7, 2020
 D
Sánchez, Linda T.
California · Apr 7, 2020
 D
Scanlon, Mary Gay
Pennsylvania · Apr 7, 2020
 D
Schakowsky, Janice D.
Illinois · Apr 7, 2020
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Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6470: Medical Debt Relief Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-HR-6470/
MLA
"H.R. 6470: Medical Debt Relief Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-6470/.
Bluebook (legal)
H.R. 6470, 116th Cong. (2026), https://openamerica.io/bill/116-HR-6470/.
Markdown link
[H.R. 6470: Medical Debt Relief Act of 2020](https://openamerica.io/bill/116-HR-6470/)
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