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H.R. 5677 116th Congress House

Fair Credit Reporting for Servicemembers Act

Official title: To amend the Fair Credit Reporting Act to provide protections for extended active duty uniformed consumers, and for other purposes.

Introduced: January 24, 2020 Introduced by: Linda T. Sánchez Democratic · California See on congress.gov
Finance and Financial Sector Business recordsConsumer affairsConsumer creditDepartment of Commerce
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Department of Health and Human ServicesGovernment employee pay, benefits, personnel managementHealth personnelMilitary personnel and dependents
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 24, 2020
Referred to the House Committee on Financial Services.
Jan 24, 2020
Introduced in House
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 Latest action January 24, 2020

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Fair Credit Reporting for Servicemembers Act

This bill revises consumer credit protections for servicemembers. Among other things, the bill (1) extends consumer credit protections to certain active duty uniformed consumers in a combat zone or aboard a U.S. vessel, and (2) prohibits the inclusion on a consumer report of adverse credit information that occurred while a uniformed consumer was engaged in that type of active duty.

The bill also adds to those groups covered by specified active duty credit protections individuals in the commissioned corps of the National Oceanic and Atmospheric Administration and the Public Health Service.

 Related & companion bills 1
  • HR 3621 Comprehensive Credit Reporting Enhancement, Disclosure, Innovation, and Transparency Act of 2020
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 5677: Fair Credit Reporting for Servicemembers Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-5677/
MLA
"H.R. 5677: Fair Credit Reporting for Servicemembers Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-5677/.
Bluebook (legal)
H.R. 5677, 116th Cong. (2026), https://openamerica.io/bill/116-HR-5677/.
Markdown link
[H.R. 5677: Fair Credit Reporting for Servicemembers Act](https://openamerica.io/bill/116-HR-5677/)
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