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H.R. 4869 116th Congress House

Student Loan Default Reduction Program Act

Official title: To amend the Higher Education Act of 1965 to remove all adverse credit history related to a loan from the credit history of a borrower who has rehabilitated the loan.

Introduced: October 28, 2019 See on congress.gov
Education Consumer creditGovernment lending and loan guaranteesHigher educationStudent aid and college costs
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 28, 2019
Referred to the House Committee on Education and Labor.
Oct 28, 2019
Introduced in House
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 Latest action October 28, 2019

Referred to the House Committee on Education and Labor.

 Plain-English summary Congressional Research Service

Student Loan Default Reduction Program Act

This bill provides for the removal of any adverse credit history related to a federal student loan from a borrower's credit once the borrower has completed default rehabilitation.

 Related & companion bills 1
  • HR 4674 College Affordability Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 4869: Student Loan Default Reduction Program Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4869/
MLA
"H.R. 4869: Student Loan Default Reduction Program Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4869/.
Bluebook (legal)
H.R. 4869, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4869/.
Markdown link
[H.R. 4869: Student Loan Default Reduction Program Act](https://openamerica.io/bill/116-HR-4869/)
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